With iOS 12.3, Apple Pay support is further expanding. You can use your iPhone or Apple Watch to pay for Express Transit. Without any biometric verification.
Also, NYC Subway is adding contactless payment to Apple Pay on select lines as well. Travelers will be able to skip buying tickets. Just walk up to a turnstile and tap their iPhone or Apple Watch to pay and go.
Express Transit enables users to complete Apple Pay transactions with even fewer steps. But by trading some security for a lot of convenience. To use Apple Pay on an iPhone XS, you would have to double press the side button to open Apple Pay and wait for FaceID to activate.
However, now all you can to do is tap to pay and your job is done. But in case someone steals your iPhone, the thief might ride the subway using your Apple Pay. In such situations, use the Find my iPhone tools as soon as possible to set your device to Lost Mode. This disconnects all associated Apple Pay cards on the device.
At present, the system will be limited to the 4, 5, 6 line between Grand Central-42 Street in Manhattan and Atlantic Ave-Barclays Center in Brooklyn (16 stations in all), along with Staten Island buses. In the case of the 4, 5, 6, that’s almost certainly the most heavily trafficked stations on the most heavily trafficked subway line, so this will be an interesting sort of trial by fire.
Apple Pay support will come out to all subway lines and buses by the end of 2020.